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What Credit Score Do You Need for a Mortgage?
What Credit Score Do You Need for a Mortgage? According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened rece...
How to Make a Winning Offer on a Home
How to Make a Winning Offer on a Home Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. Leaving some home buyers stru...
How Smart Is It to Buy a Home Today?
How Smart Is It to Buy a Home Today? Do you think it is smart to buy a home today? Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be compli...
Are There Going to Be More Homes to Buy This Year?
Are There Going to Be More Homes to Buy This Year? If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonde...
The Reason Mortgage Rates Are Projected to Increase and What It Means for You
The Reason Mortgage Rates Are Projected to Increase and What It Means for You We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7....
The Luxury Market Is Attracting Buyers
The Luxury Market Is Attracting Buyers As more people continue to identify their changing needs this year, some are turning to the upscale housing sector for more space or finer features. The luxury market is attracting buyers. In the most...
Benefits of Homeownership
Benefits of Homeownership Today Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide...
Do I Really Need a 20% Down Payment to Buy a Home?
Do I Really Need a 20% Down Payment to Buy a Home? Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing...